Direct Debit (PAD)

How do I set up single time or recurring Pre-Authorized Withdrawal from my bank account?


There are three ways to do this:

1. Go to our online Direct Debit Authorization Form.
2. Fill it out completely and submit it.

Direct Debit Authorization Form


1. Download, complete, and sign the PAD Authorization Form.
2. Mark an unsigned personal cheque as VOID.
3. Scan the PAD form and voided cheque. (We recommend using Google PhotoScan on your smartphone)
4. Attach the scanned form and voided cheque to an email and send to [email protected]


1. Download, complete, and sign the PAD Authorization Form.
2. Mark an unsigned personal cheque as VOID.
3. Mail or deliver the form and voided cheque to:

MSC Canada
101 Amber Street, Unit 16
Markham, Ontario L3R 3B2

Download the PAD Form

Direct Debit FAQ

What is Direct Debit (PAD)?
A Direct Debit or “pre-authorized donation” (PAD) allows MSC to transfer a specific amount from your bank account once or each month and distribute it as you designate.

When are PADs Processed?
Direct Debits are withdrawn on the 10th or 23rd, whichever comes first after your donation has been processed. Monthly PADs are processed on the 10th of each month. The exception to both is when that day falls on a holiday or weekend; then the funds are transferred the following business day.

What is the limit for a single Direct Debit (PAD) Withdrawal?
The limit for a single direct debit is $15,000 CAD.

When are PADs Receipted?
PADs are receipted at the year-end.

Why can’t I set up repeated monthly giving with my credit card?
MSC is charged about 3% for every credit card transaction. Unlike other non-profits who recoup the credit card fees with administrative fees taken from your donation, MSC charges no administrative fees and forwards your full donation to your designated workers and projects. Consequently, giving by credit card is only offered for one-time donations and we ask that all recurring donations be made with pre-authorized bank withdrawal which carries no fees whatsoever.

Can I Specify How My Funds are Used?
Yes, you should specify how you wish the PAD to be used by going through our online giving system to set it up before checking out and selecting Direct Debit (PAD). MSC does not deduct any percentage from donations to workers for our operating costs. If it is not possible for MSC to use the donation as you have specified, you will be contacted to determine alternate use of the funds.

What Are The Benefits of PADs?

  • This service saves you the cost of repeated postage and cheques, as well as online processing fees.
  • Funds are transferred on the same day each month, ensuring consistency even during vacation and holiday times.
  • Lost or stolen cheques are eliminated.
  • Mail disruptions would not affect the transfer of funds from your account to MSC.

Can I Make Changes to My PAD Arrangement?
You may modify your arrangements at any time to change the amount of your monthly contribution or how you would like MSC to use the funds. Should you decide to change or terminate your agreement, contact MSC in writing or by email at least two weeks prior to the date of transfer.

What if I don’t have a scanner to scan my voided cheque and form?
Most smartphone cameras work really well as scanners. We recommend using the Google PhotoScan app to “scan” your cheque and form and then attach those to your email.